E&O Protection for Travel Professionals who are Tour Operators and do not maintain their own, proprietary, on-line Internet booking engine on their website.
Optional Coverages
Overview of Travel Pro E&O Features for Tour Operators
- Limited Form Advertising Injury
- Broad Form Advertising Injury
- Increased Fire Legal Limit
- Premises Medical Payments
- Additional Insureds
- Prior Acts Offered to Qualified Applicants
- $1,000 Minimum Premium for a $300,000 Limit
- $500 Minimum Deductible
- "Occurrence"Form with "Duty to Defend" and "Consent to Settle" provisions
- Up to $5,000,000 Limit
- Claim Expenses Do Not Reduce the Policy Limit
- Coverage for Premises Liability (including Fire Legal) in "Travel Agency Operations"
Coverage for the following claim types resulting from Errors and Omissions in the Performance of "Travel Agency Services"
- Bodily Injury
- Property Damage
- Financial Loss
- Personal Injury
Tour Operator endorsement includes:
- Amendment to Property Damage exclusion so it is not applicable to personal property of others in the care,custody, or control of any Insured that is "Lost Property"
- Amendment to definition of Insureds to include those acting as tour guides or escorts working under contract with a Named Insured as respects liability out of tours conducted for any Named Insured
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